The 2015 Jeep Wrangler Is The Cheapest Car To Insure

Based on a survey that quoted 1,500 new vehicles with six major insurance companies, the 2015 Jeep Wrangler Sport was found to be the cheapest to insure.

“Insurance rates are all about claims- how many and how big,” says Penny Gusner, consumer analyst at Insure.com which commissions this survey every year. “Cars that are cheapest to insure typically are easy to repair or have fewer claims or both.”

Matt Moore of the Highway Loss Data Institute adds; “Collision and comprehensive insurance (premiums) are to a large extent driven by the cost of a vehicle.”

You might have worked that out on your own, but the list of factors that affect a vehicle’s insurance rate also includes how many miles it’s driven, safety features (both collision protectionand avoidance), and “the overall risk profile of the people who buy it” according toInsure.com‘s Jerry Kronenberg.

Edmunds.com‘s Scott Oldham speculates that’s why so many family cars get cheap insurance rates. “Many of these vehicles have children in them a lot of the time, so their owners drive accordingly.”

Where a car’s registered also affects its rate, to a shockingly extreme degree. A Chevrolet Traverse LT 2WD was quoted at $2,290 in annual insurance in Michigan, but just $766 in Maine for the same driver. That vehicle’s national average was $1,282.

So apparently the 2015 Jeep Wrangler fits in the ideal position of being cheap to buy, simple to work on, and typically sold to folks who don’t get in too many accidents. Of course the Wrangler gets expensive quickly when you move up in models, which is why only the base Sport made this list.

Here are the top ten cheapest, and top ten most expensive cars to insure in America along with their average premiums, according to Insure.com‘s survey:

Least expensive 2015 vehicles and their national average premium

  1. Jeep Wrangler Sport 4WD – $1,134
  2. Jeep Patriot Sport 2WD – $1,136
  3. Honda CR-V LX 4WD – $1,160
  4. Dodge Grand Caravan SE Plus – $1,162
  5. Honda Odyssey LX – $1,163
  6. Jeep Compass Sport 2WD – $1,164
  7. Subaru Outback 2.5i – $1,176
  8. Ford Edge SE 2WD – $1,176
  9. Smart FORTWO Pure – $1,186
  10. Ford Escape S 2WD – $1,190

Ottawa Dodge! Lowest Price in Ottawa

Full Article: http://truckyeah.jalopnik.com/why-the-2015-jeep-wrangler-is-the-cheapest-car-in-ameri-1692116646

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